LOAN OFFICER – ICS OUTSOURCING

Full time ICS Outsourcing in Banking & Insurance
  • Lagos, Nigeria, 6 Olusoji Idowu St, Ilupeju 100261, Lagos View on Map
  • Post Date : October 7, 2020
  • Apply Before : November 30, 2020
  • Applications 0
  • View(s) 4
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Job Detail

  • Offered Salary 1000
  • Career Level Middle Management
  • Experience Less Than 1 Year
  • Qualifications OND Diploma

Job Description

 

  • Build and maintain portfolio of quality clients rapidly and consistently to reach target portfolio within assigned period;
  • Liaise with community Head of markets, to refer reliable and good customers
  • Identify potential clients;
  • Carry out KYC and due diligence on the intending client;
  • Sensitize potential clients on all aspects of the loan program: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment and default;
  • Develop an accurate evaluation of each client’s capacity and willingness to repay the requested loan;
  • Correctly complete loan application and evaluation process.
  • Verify and cross-check all information relevant to the loan application and evaluation; Evaluate the willingnes
  • Ensure a reliable guarantor is in place and documented;
  • Determine and present loan terms and conditions to client’s guarantors.
  • Provide support to peers and others within the company in uplifting its values and policies;
  • Ensuring proper documentation of clients (especially new) at all times;
  • Report any default client to Supervisor or Relationship Manager as the case may be;
  • Ensure daily collection is paid into the bank before close of business every day.

Job Summary

    • In this position, you will act as a liaison between applicants and the company, helping qualified applicants obtain loans and set up payment plans.
    • Duties will include meeting with applicants, preparing loan proposals, and examining active loans.
    • Evaluate, authorize, or recommend approval of credit loans.
    • Advise borrowers on financial status and methods of payments.
    • Carry our surveys and discovering new markets for loan creation in conjunction the loan supervisors and managers.

Required skills

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